SIMMOJ DIGITAL VAULT – LEGAL POLICY DOCUMENTS
Business Name: Simmoj Synergy Inc.
Website: https://vault.simmojsynergy.com/
Effective Date: April 1, 2026
1. TERMS & CONDITIONS
1. Agreement to Terms
By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree, you must not use this website or purchase any products.
2. Eligibility
You must be at least 18 years old or have permission from a parent/guardian to use this website.
3. Website Use
You agree to use this website only for lawful purposes. You must not attempt to:
hack, disrupt, or misuse the website
copy or exploit content unlawfully
use products for illegal activities
4. Digital Products
All products sold are digital goods only, including:
Ebooks
Guides
PDFs
Spreadsheets
Journals
Downloads
No physical goods are shipped (except Amazon-linked books).
Delivery is considered complete once the product is downloaded, accessed, or delivered electronically.
5. No Refund Policy (FINAL SALE)
All digital products are final sale and non-refundable.
Due to the nature of digital content, once access is granted or files are delivered, the product is considered fully consumed.
No refunds, exchanges, or cancellations will be provided under any circumstances.
By completing a purchase, you confirm acceptance of this policy.
6. Chargebacks & Payment Disputes
By purchasing, you agree not to initiate fraudulent chargebacks.
In the event of a dispute, we reserve the right to:
provide proof of delivery and access
revoke access to products or services
permanently block future purchases
7. Intellectual Property
All content is owned by Simmoj Synergy Inc.
You are granted a limited, non-transferable license for personal or internal business use only.
You may NOT:
copy, resell, or redistribute products
share files or login access
upload content to public platforms
claim ownership of any materials
8. Educational Use Disclaimer
All products are provided strictly for educational and informational purposes only.
They do NOT constitute:
legal advice
financial advice
tax advice
professional or certified guidance
You should consult a qualified professional before making business, legal, or financial decisions.
9. No Guarantee of Results
We do not guarantee:
income
business success
financial outcomes
specific results from using our products
Results depend entirely on individual effort and implementation.
10. Limitation of Liability
To the fullest extent permitted by law, Simmoj Synergy Inc is not liable for:
financial losses
business losses
data loss
indirect or consequential damages
misuse of products
All products are provided “as is.”
11. Physical Products (Amazon)
Physical books are sold and fulfilled via Amazon.
All returns, refunds, and delivery issues are handled directly by Amazon.
We are not responsible for:
shipping delays
lost packages
Amazon policy decisions
12. User Content
If you submit comments or content, you grant us permission to use and display such content.
You agree not to post:
illegal content
offensive material
copyrighted content you do not own
We reserve the right to remove any content at our discretion.
13. External Links
We are not responsible for third-party websites linked from our site.
14. GENERAL LEGAL DISCLAIMER
All content and products on this website are provided for educational and informational purposes only.
They do NOT constitute:
legal advice
financial advice
tax advice
professional consulting
Users are responsible for their own decisions and should seek professional advice where necessary.
15. REFUND & RETURN POLICY
Digital Products
All digital products are final sale and non-refundable.
Once purchased and delivered, digital goods are considered fully accessed.
No refunds, exchanges, or cancellations are allowed.
Physical Products (Amazon)
All physical books are sold via Amazon.
Returns, refunds, and replacements are handled directly by Amazon under their policies.
16. Changes to Terms
We may update these Terms at any time. Continued use of the website means you accept any updates.
17. Contact
If you have any questions about our Returns and Refunds Policy, please contact us by e-mail: hello@vault.simmojsynergy.com.